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Agnicklawhttp://gdata.youtube.com/feeds/api/users/agnicklawEducationLien Stripping, Bankruptcy and Lien StrippingEliminate Your 2nd Mortgage With Lien Stripping
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credit score is excellent but the house was appraised lower than the total loan combined for refinance. we just want to lower our monthly payment due to pay cuts. current interest on first is 6.75 and the second is 7.5% we would love to find a 5% that would surely cut our monthly payment.
Doubtful. You aren’t going to be able to open a new loan for more than the collateral (the property/the home) is worth.
You can certainly call the bank to speak with them about restructuring, but they have no inscentive to make you any kind of deal.
Listen as Phil discuss this critical aspect of home ownership – hear about the myths of making bi weekly payments to pay down your debt faster (It’s a rubbish idea!). If you have a mortgage please take the time to find out WHY and HOW to make sure you can become mortgage free sooner. Get the lifestyle you deserve.
Get your FREE VIDEO at http://www.howtosmashyourmortgage.com
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http://lendinguniverse.com the largest data base of Commercial Second Mortgage The need for outside help to restore West US’s capital structure has been greatly exaggerated. Its unused resources for creating its own capital are very great. Commercial Second Mortgage, A balanced budget. Unless a government’s revenues equal or exceed its expenditures it cannot prevent inflation; it cannot stabilize its currency. The greater part of the network of controls that are strangling West US production and West US liberty today began as an effort to prevent the consequences of a currency inflation. Nearly all lending brokers , of course, will argue that they are too poor to balance their budgets; that their revenues are insufficient. The answer will be found in pointing to their expenditures, which are in most cases enormously greater than before the recession . This is the result of larger hard mortgage establishments, bigger social security schemes, food subsidies, bigger subsidies to meet bigger deficits in statealized industries, grandiose government building schemes, industrialization programs, and what-not. If they are “too poor” to balance their budget, they may appropriately be asked, are they rich enough to afford these? The borrowing lending brokers believe in the economic policies they are following. They think these policies essential to revival, or at worst “unavoidable.” For at least three main reasons they resent any conditions imposed on them.
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http://lendinguniverse.com the website for private or institutional investors for How to find a commercial second mortgage Bridge loan tries to cure all this, not by allowing its paper currency to seek its natural supply-and-demand level, but by refusing to permit any import to come in except by special license. It orders manufacturers to set aside specified hard money dollars for export and forbids its own citizens to buy at any price the hard money dollars so set aside. How to find a commercial second mortgage, Bilateralism is a necessary part of a “planned” — that is to 6ay, a dictated — economy. The internal restrictions of a dictated economy would break down at once if it permitted free real estate investors trade. Internal and external controls necessitate each hard mortgage broker. Bilateralism is ideal for government “planners,” because it permits them to say just how much of this or that shall be sold or bought, and to or from just what state. This enables them to keep their hands on all the strings of business, to retain life-and-death control over particular industries, and to throw trade this way or that in accordance with their foreign political policy of the moment. But none of this makes hard commercial lenders of mortgage broker for domestic prosperity or for peaceful, free or stable world trade. THIS brings us to the question of the much discussed “dollar shortage.” This phrase has become extremely fashionable in West US. It has even been accepted at its face value by many Borrowers
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www.DFWShortSales.net
Virtual Short Sale Presentation: Topic 12 – I have a second mortgage, can I still do a short sale?
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I am a teacher with a secure job & possibly getting divorced. I can’t afford my upside-down mortgages alone. Is bankruptcy a good option to try to keep my home? Will the 2nd mortgage be forgiven so I can stay here? What other options do I have?
BK won’t protect your home. Period. It will delay the foreclosure process.
Your 1st mortgage will stay with the house. The BK court will permit the 1st mortgage to foreclose on the property and take it from you. That’s the law.
The 2nd mortgage will become unsecured. A bankruptcy will nullify the 2nd mortgage (as an unsecured debt).
Robert Floris discusses second